Radically different banking

Apply online in 10 minutes to experience banking unlike anything that's come before.1

Mercury is a financial technology company, not a bank. Banking services are provided by partner banks, Members FDIC.

Everything you do with money.

All in one place.

Business banking & more

Open checking and savings, organize balances, earn yield, and access capital tools built for growing companies.

Cards & expense management

Create cards quickly, set controls, review expenses, approve spend, and keep teams moving from one workspace.

Payments & invoicing

Send payments, manage bills, create invoices, and keep money movement connected to your operating account.

Accounting

Sync records, automate categorization, and reduce the manual cleanup that slows down month-end close.

Loved by 300K+ of the most ambitious entrepreneurs on the planet

Supabase Linear Lovable Partiful ElevenLabs Linktree Hightouch Retool Vercel
SaaS

"The product feels fast, precise, and designed by people who understand modern software teams."

Karri Saarinen Founder, Linear
Ecommerce

"Our finance stack needs to keep pace with customers, vendors, and constant operational change."

Eric Wu and Jahaan Ansari Co-founders, Gainful
Agency

"Clear permissions and simple approvals make everyday payments feel effortless."

Karen Halstead Founder, Ways & Means

Banking's been a headache.

Now, it's a head start.

Virtual card interface

Create cards in a couple of clicks

Issue virtual cards for ads, contractors, subscriptions, or one-off vendor spend, then control every limit.

Watch bills pay themselves

Capture bill details, route approvals, and remember repeat recipients so your team can move faster.

Invoicing interface

Get paid without a patchwork of tools

Create invoices, accept flexible payment methods, and keep customer records in the same place.

Reconcile receipts without the runaround

Upload or forward receipts and let the system attach them to the right card transaction.

Get started fast. And never stop moving.

01

Apply online in minutes

Start with accounts that are built for digital business operations and remote teams.

02

Use cards on day one

Give teams controlled spend access as soon as the account is ready.

03

Search across everything

Find vendors, transactions, cards, payments, and account details from a single command bar.

Stop losing money to fees. Start putting it toward growth.

No-fee USD payment workflows

Keep routine money movement clean, visible, and easier to reconcile.

Cashback on card spend

Turn everyday operating spend into value without manual redemption work.

Yield options for idle cash

Organize reserves and plan around the cash your company is not using today.

Run your business like a seasoned pro

See balances, payments, approvals, card spend, and team access from one carefully organized operating layer.

Total visibilityMonitor available funds and cash movement at a glance.
AutomationsReduce busywork with rules, approvals, and categorization.
Team managementSet granular roles, limits, permissions, and review flows.
GuidanceKeep support and account context close to the work.

You're building something durable. Your banking should keep up.

300K+business builders
1 in 3startup teams
$20B+monthly volume
4.9app rating

Standard protection stops short. Mercury goes further.

Expanded deposit protection

Eligible deposits can be placed across partner bank networks for broader coverage.

Modern account security

Use multi-factor verification, monitoring, and controls designed for software-first companies.

Controls at your fingertips

Decide who can view, move, approve, or debit funds with clear permissions.

Mercury in the spotlight

Fortune

Fast-growing financial platform

Wall Street Journal

Major new funding milestone

Fast Company

Recognized for product innovation

Banking, redesigned from the ground up.

Mercury for business

Start with operating accounts and finance tools for teams that need to move quickly.

Explore

Mercury for personal

A personal finance experience with the same clean, modern sensibility.

Learn more