Business banking & more
Open checking and savings, organize balances, earn yield, and access capital tools built for growing companies.
Apply online in 10 minutes to experience banking unlike anything that's come before.1
Mercury is a financial technology company, not a bank. Banking services are provided by partner banks, Members FDIC.
Everything you do with money.
Open checking and savings, organize balances, earn yield, and access capital tools built for growing companies.
Create cards quickly, set controls, review expenses, approve spend, and keep teams moving from one workspace.
Send payments, manage bills, create invoices, and keep money movement connected to your operating account.
Sync records, automate categorization, and reduce the manual cleanup that slows down month-end close.
"The product feels fast, precise, and designed by people who understand modern software teams."
Karri Saarinen Founder, Linear"Our finance stack needs to keep pace with customers, vendors, and constant operational change."
Eric Wu and Jahaan Ansari Co-founders, Gainful"Clear permissions and simple approvals make everyday payments feel effortless."
Karen Halstead Founder, Ways & MeansBanking's been a headache.
Issue virtual cards for ads, contractors, subscriptions, or one-off vendor spend, then control every limit.
Capture bill details, route approvals, and remember repeat recipients so your team can move faster.
Create invoices, accept flexible payment methods, and keep customer records in the same place.
Upload or forward receipts and let the system attach them to the right card transaction.
Start with accounts that are built for digital business operations and remote teams.
Give teams controlled spend access as soon as the account is ready.
Find vendors, transactions, cards, payments, and account details from a single command bar.
Keep routine money movement clean, visible, and easier to reconcile.
Turn everyday operating spend into value without manual redemption work.
Organize reserves and plan around the cash your company is not using today.
See balances, payments, approvals, card spend, and team access from one carefully organized operating layer.
Eligible deposits can be placed across partner bank networks for broader coverage.
Use multi-factor verification, monitoring, and controls designed for software-first companies.
Decide who can view, move, approve, or debit funds with clear permissions.
Mercury in the spotlight
Start with operating accounts and finance tools for teams that need to move quickly.
ExploreA personal finance experience with the same clean, modern sensibility.
Learn more